/* ============================================================
   OPC Corredores de Seguros — sistema de diseño v2
   "Trust & Authority" con profundidad táctil
   Tokens en 3 capas: primitivos → semánticos → componente
   ============================================================ */

/* ---------- 1a. Tokens primitivos ---------- */
:root {
  /* Azul marino corporativo (primario de marca) */
  --navy-950: #0B1224;
  --navy-900: #111D38;
  --navy-800: #1A2A4E;
  --navy-700: #243A6B;
  --navy-600: #2F4B89;
  --navy-300: #8FA3CC;
  --navy-100: #DDE4F2;

  /* Mostaza / oro corporativo */
  --gold-700: #7A5E10;
  --gold-600: #99790F;
  --gold-500: #C9A227;
  --gold-400: #D9B84D;
  --gold-300: #E8CF7E;

  /* Crema corporativa (fondos) */
  --cream-50: #FCFBF8;
  --cream-100: #F5F2EC;
  --cream-200: #ECE7DC;
  --cream-300: #E0D9C9;

  /* Semáforo */
  --green-700: #2F5E40;
  --red-700: #8C2F2F;

  /* Tipografía */
  --font-display: 'Newsreader', 'Iowan Old Style', Georgia, serif;
  --font-body: 'IBM Plex Sans', system-ui, -apple-system, sans-serif;

  /* Spacing (escala 4pt) */
  --s-1: 0.25rem;
  --s-2: 0.5rem;
  --s-3: 0.75rem;
  --s-4: 1rem;
  --s-5: 1.5rem;
  --s-6: 2rem;
  --s-7: 3rem;
  --s-8: 4rem;
  --s-9: 6rem;
  --s-10: 8rem;
  --s-11: 10rem;

  /* Tamaños de texto fluidos */
  --t-display: clamp(3.25rem, 7.5vw, 6.5rem);
  --t-h1: clamp(2.5rem, 5vw, 4.25rem);
  --t-h2: clamp(2rem, 4vw, 3rem);
  --t-h3: clamp(1.5rem, 2.5vw, 2rem);
  --t-h4: 1.25rem;
  --t-body: 1.0625rem;
  --t-small: 0.875rem;
  --t-tiny: 0.75rem;

  /* Radios */
  --radius: 10px;
  --radius-lg: 20px;
  --radius-xl: 28px;
  --radius-pill: 999px;

  /* Layout */
  --max-w: 1320px;
  --max-w-text: 720px;

  /* Movimiento */
  --ease: cubic-bezier(0.2, 0.8, 0.2, 1);
  --ease-spring: cubic-bezier(0.34, 1.4, 0.44, 1);
  --t-fast: 160ms var(--ease);
  --t-med: 260ms var(--ease);
  --t-slow: 600ms var(--ease);

  /* Sombras táctiles (teñidas de navy, en capas) */
  --shadow-xs:
    0 1px 2px rgba(17, 29, 56, 0.06),
    0 1px 1px rgba(17, 29, 56, 0.04);
  --shadow-sm:
    0 1px 2px rgba(17, 29, 56, 0.07),
    0 4px 10px -4px rgba(17, 29, 56, 0.10);
  --shadow-md:
    0 2px 4px rgba(17, 29, 56, 0.06),
    0 10px 24px -8px rgba(17, 29, 56, 0.16);
  --shadow-lg:
    0 4px 8px rgba(17, 29, 56, 0.07),
    0 22px 48px -16px rgba(17, 29, 56, 0.24);
  --shadow-glow-gold: 0 8px 32px -8px rgba(201, 162, 39, 0.45);

  /* Vidrio (glassmorphism) */
  --glass-light: rgba(252, 251, 248, 0.72);
  --glass-dark: rgba(17, 29, 56, 0.66);
  --glass-border-light: rgba(26, 42, 78, 0.10);
  --glass-border-dark: rgba(245, 242, 236, 0.14);
  --glass-highlight: inset 0 1px 0 rgba(255, 255, 255, 0.10);
}

/* ---------- 1b. Tokens semánticos ---------- */
:root {
  --ink: var(--navy-950);          /* texto principal */
  --ink-soft: #3D4458;             /* texto secundario (4.5:1 sobre crema) */
  --ink-brand: var(--navy-800);    /* titulares de marca */
  --paper: var(--cream-100);       /* fondo base */
  --paper-deep: var(--cream-200);  /* fondo alterno */
  --paper-shadow: var(--cream-300);/* bordes suaves */
  --white: var(--cream-50);        /* superficie de cards */
  --gold: var(--gold-500);         /* acento (superficies) */
  --gold-soft: var(--gold-300);
  --gold-deep: var(--gold-700);    /* acento legible sobre claro */
  --burgundy: var(--navy-700);     /* compat: acentos antiguos → navy */
  --burgundy-soft: var(--navy-600);
  --olive: var(--green-700);       /* éxito */
  --olive-soft: #5E8A6E;
  --stone: #6E6A5E;
  --stone-light: var(--cream-300);
  --stone-pale: var(--cream-200);

  --surface-inverse: var(--navy-900);
  --text-inverse: var(--cream-100);
  --text-inverse-soft: rgba(245, 242, 236, 0.78);
  --border-inverse: rgba(245, 242, 236, 0.16);
  --focus-ring: var(--gold-500);
}

/* ---------- 1c. Tokens de componente ---------- */
:root {
  --btn-radius: var(--radius-pill);
  --btn-shadow: var(--shadow-sm);
  --btn-shadow-hover: var(--shadow-md);
  --card-bg: var(--white);
  --card-border: rgba(26, 42, 78, 0.09);
  --card-radius: var(--radius-lg);
  --card-shadow: var(--shadow-sm);
  --card-shadow-hover: var(--shadow-lg);
  --header-bg: rgba(245, 242, 236, 0.80);
}

/* ---------- 2. Reset / base ---------- */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  font-size: var(--t-body);
  line-height: 1.55;
  color: var(--ink);
  background: var(--paper);
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

/* Textura de papel sutil — atmósfera táctil */
body::before {
  content: '';
  position: fixed;
  inset: 0;
  pointer-events: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='240' height='240'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2' stitchTiles='stitch'/><feColorMatrix values='0 0 0 0 0.06 0 0 0 0 0.06 0 0 0 0 0.06 0 0 0 0.06 0'/></filter><rect width='100%' height='100%' filter='url(%23n)'/></svg>");
  opacity: 0.4;
  mix-blend-mode: multiply;
  z-index: 1;
}

img,
svg {
  max-width: 100%;
  display: block;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
}

button {
  font: inherit;
  background: none;
  border: 0;
  cursor: pointer;
  color: inherit;
}

input,
textarea,
select {
  font: inherit;
  color: inherit;
}

::selection {
  background: var(--gold);
  color: var(--navy-950);
}

/* ---------- 3. Tipografía ---------- */
.display,
h1,
h2,
h3 {
  font-family: var(--font-display);
  font-weight: 500;
  line-height: 1.05;
  letter-spacing: -0.015em;
  color: var(--ink-brand);
}

h1 { font-size: var(--t-h1); }

h2 {
  font-size: var(--t-h2);
  letter-spacing: -0.018em;
}

h3 {
  font-size: var(--t-h3);
  letter-spacing: -0.014em;
}

h4 {
  font-family: var(--font-body);
  font-size: var(--t-h4);
  font-weight: 600;
  letter-spacing: -0.01em;
}

.display {
  font-size: var(--t-display);
  font-weight: 400;
  letter-spacing: -0.025em;
  line-height: 0.98;
}

.italic-accent {
  font-family: var(--font-display);
  font-style: italic;
  font-weight: 380;
}

.eyebrow {
  font-family: var(--font-body);
  font-size: var(--t-tiny);
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-deep);
}

.eyebrow--ink {
  color: var(--ink);
}

p {
  max-width: 65ch;
  text-wrap: pretty;
}

p.lead {
  font-size: 1.2rem;
  line-height: 1.5;
  color: var(--ink-soft);
  max-width: 60ch;
}

/* ---------- 4. Layout helpers ---------- */
.container {
  width: 100%;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 var(--s-5);
  position: relative;
  z-index: 2;
}

.section {
  padding: var(--s-10) 0;
  position: relative;
  z-index: 2;
}

.section--tight {
  padding: var(--s-8) 0;
}

.section--ink {
  background: linear-gradient(180deg, var(--navy-900) 0%, var(--navy-950) 100%);
  color: var(--text-inverse);
}

.section--ink h1,
.section--ink h2,
.section--ink h3 {
  color: var(--text-inverse);
}

.section--deep {
  background: var(--paper-deep);
}

.section--burgundy {
  background: linear-gradient(165deg, var(--navy-800) 0%, var(--navy-950) 100%);
  color: var(--text-inverse);
}

.section--burgundy h1,
.section--burgundy h2,
.section--burgundy h3 {
  color: var(--text-inverse);
}

.divider {
  height: 1px;
  background: var(--navy-800);
  opacity: 0.12;
  border: 0;
}

.divider--gold {
  background: var(--gold);
  opacity: 1;
  height: 2px;
  width: 56px;
}

/* ---------- 5. Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--s-3);
  min-height: 48px;
  padding: var(--s-3) var(--s-6);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.01em;
  border-radius: var(--btn-radius);
  transition:
    background var(--t-med),
    color var(--t-med),
    border-color var(--t-med),
    box-shadow var(--t-med),
    transform var(--t-med);
  cursor: pointer;
  position: relative;
  border: 1.5px solid transparent;
  white-space: nowrap;
  overflow: hidden;
  isolation: isolate;
}

/* Brillo que recorre el botón al hover (intención: invitar al click) */
.btn::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    105deg,
    transparent 35%,
    rgba(255, 255, 255, 0.22) 50%,
    transparent 65%
  );
  transform: translateX(-120%);
  transition: transform 600ms var(--ease);
  pointer-events: none;
  z-index: -1;
}

.btn:hover::after {
  transform: translateX(120%);
}

.btn:active {
  transform: translateY(0) scale(0.98);
  box-shadow: var(--shadow-xs);
}

.btn--primary {
  background: linear-gradient(180deg, var(--navy-700) 0%, var(--navy-800) 60%);
  color: var(--text-inverse);
  box-shadow: var(--btn-shadow), inset 0 1px 0 rgba(255, 255, 255, 0.12);
}

.btn--primary:hover {
  background: linear-gradient(180deg, var(--navy-600) 0%, var(--navy-700) 60%);
  transform: translateY(-2px);
  box-shadow: var(--btn-shadow-hover), inset 0 1px 0 rgba(255, 255, 255, 0.14);
}

.btn--gold {
  background: linear-gradient(180deg, var(--gold-400) 0%, var(--gold-500) 70%);
  color: var(--navy-950);
  box-shadow: var(--btn-shadow), inset 0 1px 0 rgba(255, 255, 255, 0.35);
}

.btn--gold:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-glow-gold), inset 0 1px 0 rgba(255, 255, 255, 0.4);
}

.btn--ghost {
  background: transparent;
  color: var(--ink-brand);
  border-color: rgba(26, 42, 78, 0.45);
}

.btn--ghost:hover {
  background: var(--navy-800);
  color: var(--text-inverse);
  border-color: var(--navy-800);
  transform: translateY(-2px);
  box-shadow: var(--btn-shadow-hover);
}

.btn--ghost-light {
  background: rgba(245, 242, 236, 0.06);
  color: var(--text-inverse);
  border-color: rgba(245, 242, 236, 0.45);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}

.btn--ghost-light:hover {
  background: var(--cream-100);
  color: var(--navy-900);
  border-color: var(--cream-100);
  transform: translateY(-2px);
}

.btn--large {
  min-height: 56px;
  padding: var(--s-4) var(--s-7);
  font-size: 1.05rem;
}

.btn .arrow {
  width: 18px;
  height: 18px;
  transition: transform var(--t-fast);
}

.btn:hover .arrow {
  transform: translateX(4px);
}

/* Link estilo editorial */
.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: var(--s-2);
  color: var(--ink-brand);
  font-weight: 500;
  border-bottom: 1.5px solid var(--gold);
  padding-bottom: 2px;
  transition: color var(--t-fast), border-color var(--t-fast);
}

.link-arrow:hover {
  color: var(--gold-deep);
  border-color: var(--gold-deep);
}

.link-arrow .arrow {
  width: 14px;
  height: 14px;
  transition: transform var(--t-fast);
}

.link-arrow:hover .arrow {
  transform: translateX(3px);
}

/* ---------- 6. Header / Nav (vidrio) ---------- */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 50;
  background: var(--header-bg);
  backdrop-filter: blur(20px) saturate(1.5);
  -webkit-backdrop-filter: blur(20px) saturate(1.5);
  border-bottom: 1px solid transparent;
  transition: border-color var(--t-med), box-shadow var(--t-med), background var(--t-med);
}

.header.scrolled {
  border-bottom-color: var(--glass-border-light);
  box-shadow: 0 8px 32px -16px rgba(17, 29, 56, 0.18);
  background: rgba(245, 242, 236, 0.88);
}

/* Barra de progreso de lectura (JS define --scroll-progress) */
.header::after {
  content: '';
  position: absolute;
  left: 0;
  bottom: -1px;
  height: 2px;
  width: 100%;
  background: linear-gradient(90deg, var(--gold-500), var(--gold-300));
  transform-origin: left;
  transform: scaleX(var(--scroll-progress, 0));
  pointer-events: none;
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--s-4) var(--s-5);
  max-width: var(--max-w);
  margin: 0 auto;
  gap: var(--s-6);
}

.header__logo {
  display: flex;
  align-items: center;
  height: 68px;
  flex-shrink: 0;
}

.header__logo img {
  height: 100%;
  width: auto;
  display: block;
}

@media (max-width: 600px) {
  .header__logo {
    height: 54px;
  }
}

.nav {
  display: flex;
  align-items: center;
  gap: var(--s-7);
}

.nav__link {
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--ink);
  position: relative;
  padding: var(--s-2) 0;
  transition: color var(--t-fast);
}

.nav__link::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  right: 0;
  height: 2px;
  border-radius: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: right;
  transition: transform var(--t-med);
}

.nav__link:hover {
  color: var(--navy-700);
}

.nav__link:hover::after,
.nav__link.active::after {
  transform: scaleX(1);
  transform-origin: left;
}

.nav__cta {
  margin-left: var(--s-3);
}

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius);
  position: relative;
}

.menu-toggle span {
  display: block;
  width: 22px;
  height: 1.5px;
  background: var(--ink);
  position: relative;
  transition: background var(--t-fast);
}

.menu-toggle span::before,
.menu-toggle span::after {
  content: '';
  position: absolute;
  left: 0;
  width: 22px;
  height: 1.5px;
  background: var(--ink);
  transition: transform var(--t-fast), top var(--t-fast);
}

.menu-toggle span::before { top: -7px; }
.menu-toggle span::after { top: 7px; }

.menu-toggle.active span { background: transparent; }

.menu-toggle.active span::before {
  top: 0;
  transform: rotate(45deg);
}

.menu-toggle.active span::after {
  top: 0;
  transform: rotate(-45deg);
}

/* ---------- 7. Hero ---------- */
.hero {
  padding: calc(var(--s-11) + 60px) 0 var(--s-9);
  position: relative;
  overflow: hidden;
  background: var(--paper);
}

/* Aura de profundidad detrás del hero (deriva lenta, ambiental) */
.hero::before {
  content: '';
  position: absolute;
  top: -30%;
  right: -15%;
  width: 60%;
  aspect-ratio: 1;
  background: radial-gradient(closest-side, var(--navy-100) 0%, transparent 70%);
  opacity: 0.7;
  pointer-events: none;
  animation: auraDrift 16s ease-in-out infinite;
}

@keyframes auraDrift {
  0%, 100% { transform: translate(0, 0) scale(1); }
  50% { transform: translate(-4%, 5%) scale(1.07); }
}

.hero__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: var(--s-8);
  align-items: center;
}

.hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: var(--s-3);
  padding: var(--s-2) var(--s-4);
  background: var(--glass-light);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border: 1px solid var(--glass-border-light);
  border-radius: var(--radius-pill);
  margin-bottom: var(--s-6);
  box-shadow: var(--shadow-xs);
  font-size: var(--t-small);
  font-weight: 500;
}

.hero__eyebrow-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--green-700);
  position: relative;
}

.hero__eyebrow-dot::before {
  content: '';
  position: absolute;
  inset: -4px;
  border-radius: 50%;
  background: var(--green-700);
  opacity: 0.4;
  animation: pulse 2s ease-out infinite;
}

@keyframes pulse {
  0% { transform: scale(0.8); opacity: 0.6; }
  100% { transform: scale(2); opacity: 0; }
}

.hero__title {
  font-size: var(--t-display);
  font-weight: 400;
  line-height: 0.98;
  letter-spacing: -0.025em;
  margin-bottom: var(--s-6);
  color: var(--ink-brand);
}

.hero__title .word {
  display: inline-block;
  opacity: 0;
  transform: translateY(20px);
  filter: blur(8px);
  animation: wordIn 0.8s var(--ease) forwards;
}

.hero__title .word:nth-child(1) { animation-delay: 0.05s; }
.hero__title .word:nth-child(2) { animation-delay: 0.12s; }
.hero__title .word:nth-child(3) { animation-delay: 0.19s; }
.hero__title .word:nth-child(4) { animation-delay: 0.26s; }
.hero__title .word:nth-child(5) { animation-delay: 0.33s; }
.hero__title .word:nth-child(6) { animation-delay: 0.40s; }
.hero__title .word:nth-child(7) { animation-delay: 0.47s; }
.hero__title .word:nth-child(8) { animation-delay: 0.54s; }

@keyframes wordIn {
  to { opacity: 1; transform: translateY(0); filter: blur(0); }
}

.hero__title .italic-accent {
  color: var(--gold-deep);
}

.hero__lead {
  font-size: 1.2rem;
  line-height: 1.5;
  color: var(--ink-soft);
  max-width: 540px;
  margin-bottom: var(--s-7);
}

.hero__ctas {
  display: flex;
  gap: var(--s-4);
  flex-wrap: wrap;
}

/* Panel de cifras: vidrio oscuro sobre navy, con tilt 3D (JS define --rx/--ry) */
.hero__panel {
  position: relative;
  background:
    linear-gradient(165deg, rgba(36, 58, 107, 0.55) 0%, rgba(17, 29, 56, 0.2) 40%),
    linear-gradient(180deg, var(--navy-800) 0%, var(--navy-950) 100%);
  color: var(--text-inverse);
  padding: var(--s-7);
  border-radius: var(--radius-xl);
  overflow: hidden;
  border: 1px solid var(--glass-border-dark);
  box-shadow: var(--shadow-lg), var(--glass-highlight);
  transform: perspective(900px) rotateX(var(--rx, 0deg)) rotateY(var(--ry, 0deg));
  transition: transform 300ms var(--ease);
  will-change: transform;
}

.hero__panel::before {
  content: '';
  position: absolute;
  top: -40%;
  right: -20%;
  width: 70%;
  aspect-ratio: 1;
  background: radial-gradient(closest-side, var(--gold-500) 0%, transparent 70%);
  opacity: 0.35;
  pointer-events: none;
  animation: auraDrift 12s ease-in-out infinite reverse;
}

.hero__stats {
  position: relative;
  display: grid;
  gap: var(--s-6);
}

.hero__stat {
  border-bottom: 1px solid var(--border-inverse);
  padding-bottom: var(--s-5);
}

.hero__stat:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.hero__stat-num {
  font-family: var(--font-display);
  font-size: clamp(2.5rem, 5vw, 4rem);
  font-weight: 400;
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--gold-400);
  background: linear-gradient(120deg, var(--gold-300) 0%, var(--gold-400) 45%, var(--gold-500) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  margin-bottom: var(--s-2);
  font-variant-numeric: tabular-nums;
}

.hero__stat-label {
  font-size: 0.95rem;
  color: var(--text-inverse-soft);
}

.hero__panel-tag {
  position: absolute;
  top: var(--s-5);
  right: var(--s-5);
  font-size: var(--t-tiny);
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-400);
}

/* ---------- 8. Trust strip ---------- */
.trust {
  background: linear-gradient(180deg, var(--navy-900) 0%, var(--navy-950) 100%);
  color: var(--text-inverse);
  padding: var(--s-5) 0;
  position: relative;
  z-index: 2;
  border-top: 1px solid var(--border-inverse);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.05);
}

.trust__inner {
  display: flex;
  align-items: center;
  justify-content: space-around;
  gap: var(--s-5);
  flex-wrap: wrap;
}

.trust__item {
  display: flex;
  align-items: center;
  gap: var(--s-3);
  font-size: 0.95rem;
  color: var(--text-inverse-soft);
}

.trust__item strong {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 500;
  color: var(--gold-400);
  letter-spacing: -0.02em;
  font-variant-numeric: tabular-nums;
}

.trust__sep {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: var(--gold-500);
  opacity: 0.5;
}

/* ---------- 9. Section header ---------- */
.section-head {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--s-7);
  align-items: end;
  margin-bottom: var(--s-8);
}

.section-head__title {
  font-size: var(--t-h2);
  font-weight: 400;
  line-height: 1.02;
  letter-spacing: -0.02em;
}

/* Subrayado dorado que se dibuja al revelarse la sección */
.section-head__title::after {
  content: '';
  display: block;
  height: 2px;
  width: 72px;
  margin-top: var(--s-4);
  border-radius: 2px;
  background: linear-gradient(90deg, var(--gold-500), var(--gold-300));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 800ms var(--ease) 250ms;
}

.reveal.in .section-head__title::after,
.section-head.reveal.in .section-head__title::after {
  transform: scaleX(1);
}

.section-head__desc {
  max-width: 480px;
  font-size: 1.05rem;
  color: var(--ink-soft);
}

.section--ink .section-head__desc,
.section--burgundy .section-head__desc {
  color: var(--text-inverse-soft);
}

@media (max-width: 768px) {
  .section-head {
    grid-template-columns: 1fr;
    align-items: start;
  }
}

/* ---------- 10. Services grid (cards táctiles) ---------- */
.services {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--s-5);
  position: relative;
}

.service-card {
  --mx: 50%;
  --my: 0%;
  background: var(--card-bg);
  padding: var(--s-7) var(--s-6) var(--s-6);
  display: grid;
  grid-template-rows: auto auto 1fr auto;
  gap: var(--s-3);
  min-height: 320px;
  border: 1px solid var(--card-border);
  border-radius: var(--card-radius);
  box-shadow: var(--card-shadow);
  position: relative;
  overflow: hidden;
  transition:
    transform var(--t-med),
    box-shadow var(--t-med),
    border-color var(--t-med);
  cursor: pointer;
}

/* Resplandor que sigue al puntero (JS define --mx/--my) */
.service-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(
    360px circle at var(--mx) var(--my),
    rgba(201, 162, 39, 0.14) 0%,
    transparent 60%
  );
  opacity: 0;
  transition: opacity var(--t-med);
  pointer-events: none;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--card-shadow-hover);
  border-color: rgba(201, 162, 39, 0.4);
}

.service-card:hover::before {
  opacity: 1;
}

.service-card:hover .service-card__num {
  color: var(--gold-600);
  transform: translateX(-3px);
}

.service-card:hover .service-card__cta {
  color: var(--navy-700);
}

.service-card:hover .service-card__cta-line {
  width: 100%;
  background: var(--navy-700);
}

.service-card__head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: var(--s-4);
  position: relative;
  z-index: 1;
}

.service-card__num {
  font-family: var(--font-display);
  font-style: italic;
  font-weight: 300;
  font-size: 4.5rem;
  line-height: 0.85;
  color: var(--navy-300);
  letter-spacing: -0.04em;
  transition: color var(--t-med), transform var(--t-med);
  margin-left: -2px;
}

.service-card__cat {
  font-size: var(--t-tiny);
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-deep);
  text-align: right;
  padding-bottom: var(--s-2);
}

.service-card__title {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 1.6rem;
  line-height: 1.08;
  letter-spacing: -0.015em;
  color: var(--ink-brand);
  position: relative;
  z-index: 1;
  margin-top: var(--s-3);
}

.service-card__desc {
  font-size: 0.95rem;
  line-height: 1.5;
  color: var(--ink-soft);
  position: relative;
  z-index: 1;
  max-width: 38ch;
}

.service-card__cta {
  display: inline-flex;
  align-items: center;
  gap: var(--s-3);
  font-family: var(--font-display);
  font-style: italic;
  font-size: 1.1rem;
  font-weight: 400;
  color: var(--gold-deep);
  margin-top: var(--s-4);
  position: relative;
  z-index: 1;
  transition: color var(--t-med);
}

.service-card__cta-line {
  display: inline-block;
  height: 1.5px;
  width: 32px;
  background: var(--gold);
  transition: width var(--t-med), background var(--t-med);
}

@media (max-width: 1024px) {
  .services {
    grid-template-columns: repeat(2, 1fr);
  }
  .service-card__num {
    font-size: 3.5rem;
  }
}

@media (max-width: 600px) {
  .services {
    grid-template-columns: 1fr;
    gap: var(--s-4);
  }
  .service-card {
    min-height: 240px;
    padding: var(--s-6) var(--s-5);
  }
  .service-card__num {
    font-size: 3rem;
  }
}

/* ---------- 11. Pillars (Por qué OPC) ---------- */
.pillars {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--s-6);
}

.pillar {
  padding: var(--s-7);
  background: var(--card-bg);
  border: 1px solid var(--card-border);
  border-radius: var(--card-radius);
  position: relative;
  overflow: hidden;
  box-shadow: var(--card-shadow);
  transition: transform var(--t-med), box-shadow var(--t-med), border-color var(--t-med);
}

.pillar::after {
  content: '';
  position: absolute;
  top: 0;
  left: var(--s-7);
  right: var(--s-7);
  height: 2px;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--gold-500), transparent);
  opacity: 0.7;
}

.pillar:hover {
  transform: translateY(-4px);
  box-shadow: var(--card-shadow-hover);
  border-color: rgba(201, 162, 39, 0.35);
}

.pillar__num {
  font-family: var(--font-display);
  font-weight: 400;
  font-size: 3.5rem;
  line-height: 1;
  color: var(--gold-500);
  margin-bottom: var(--s-5);
  letter-spacing: -0.03em;
}

.pillar__title {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 1.5rem;
  margin-bottom: var(--s-3);
  letter-spacing: -0.015em;
  color: var(--ink-brand);
}

.pillar__desc {
  color: var(--ink-soft);
  font-size: 0.95rem;
  line-height: 1.55;
}

@media (max-width: 900px) {
  .pillars {
    grid-template-columns: 1fr;
  }
}

/* ---------- 12. Aseguradoras ---------- */
.partners {
  background: var(--paper-deep);
  padding: var(--s-7) 0;
  border-top: 1px solid var(--paper-shadow);
  border-bottom: 1px solid var(--paper-shadow);
}

.partners__title {
  text-align: center;
  font-size: var(--t-tiny);
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ink-soft);
  margin-bottom: var(--s-6);
}

.partners__grid {
  display: grid;
  grid-template-columns: repeat(9, 1fr);
  gap: var(--s-5);
  align-items: center;
}

.partner {
  text-align: center;
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 1.1rem;
  color: var(--ink-brand);
  padding: var(--s-3);
  letter-spacing: -0.01em;
  opacity: 0.78;
  transition: opacity var(--t-fast);
}

.partner:hover {
  opacity: 1;
}

@media (max-width: 1024px) {
  .partners__grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

/* ---------- 13. Process (3 pasos) ---------- */
.process {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  position: relative;
}

.process::before {
  content: '';
  position: absolute;
  top: 60px;
  left: 16%;
  right: 16%;
  height: 2px;
  border-radius: 2px;
  background: linear-gradient(90deg, transparent, var(--gold-500) 15%, var(--gold-500) 85%, transparent);
  z-index: 1;
}

.step {
  text-align: center;
  position: relative;
  z-index: 2;
  padding: 0 var(--s-4);
}

.step__circle {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  background: var(--card-bg);
  border: 2px solid var(--navy-800);
  margin: 0 auto var(--s-5);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 400;
  letter-spacing: -0.03em;
  color: var(--ink-brand);
  box-shadow: var(--shadow-sm);
  transition: background var(--t-med), color var(--t-med), transform 300ms var(--ease-spring), box-shadow var(--t-med);
}

.step:hover .step__circle {
  background: var(--navy-800);
  color: var(--gold-400);
  transform: scale(1.06) rotate(-3deg);
  box-shadow: var(--shadow-md);
}

.step__title {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 500;
  margin-bottom: var(--s-3);
  color: var(--ink-brand);
}

.step__desc {
  font-size: 0.95rem;
  color: var(--ink-soft);
  line-height: 1.5;
  max-width: 280px;
  margin: 0 auto;
}

@media (max-width: 768px) {
  .process {
    grid-template-columns: 1fr;
    gap: var(--s-6);
  }
  .process::before {
    display: none;
  }
}

/* ---------- 14. Testimonios / casos ---------- */
.cases {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--s-5);
}

.case {
  padding: var(--s-7);
  background: var(--card-bg);
  border-radius: var(--card-radius);
  border: 1px solid var(--card-border);
  box-shadow: var(--card-shadow);
  display: flex;
  flex-direction: column;
  transition: transform var(--t-med), box-shadow var(--t-med);
}

.case:hover {
  transform: translateY(-4px);
  box-shadow: var(--card-shadow-hover);
}

.case--accent {
  background:
    radial-gradient(120% 90% at 100% 0%, rgba(201, 162, 39, 0.20) 0%, transparent 55%),
    linear-gradient(165deg, var(--navy-800) 0%, var(--navy-950) 100%);
  color: var(--text-inverse);
  border-color: var(--glass-border-dark);
  box-shadow: var(--shadow-md), var(--glass-highlight);
}

.case__quote-mark {
  font-family: var(--font-display);
  font-size: 4rem;
  line-height: 0.8;
  font-style: italic;
  color: var(--gold-500);
  margin-bottom: var(--s-2);
}

.case--accent .case__quote-mark {
  color: var(--gold-300);
}

.case__text {
  font-family: var(--font-display);
  font-size: 1.25rem;
  line-height: 1.35;
  letter-spacing: -0.01em;
  margin-bottom: var(--s-6);
  flex: 1;
}

.case__meta {
  font-size: 0.85rem;
  color: var(--ink-soft);
}

.case--accent .case__meta {
  color: var(--text-inverse-soft);
}

.case__author {
  font-weight: 600;
}

@media (max-width: 900px) {
  .cases {
    grid-template-columns: 1fr;
  }
}

/* ---------- 15. FAQ ---------- */
.faq {
  max-width: 880px;
  margin: 0 auto;
  display: grid;
  gap: var(--s-3);
}

.faq__item {
  background: var(--card-bg);
  border: 1px solid var(--card-border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-xs);
  padding: 0 var(--s-5);
  transition: border-color var(--t-med), box-shadow var(--t-med);
}

.faq__item[open] {
  border-color: rgba(201, 162, 39, 0.45);
  box-shadow: var(--shadow-sm);
}

.faq__q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--s-5);
  padding: var(--s-5) 0;
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 500;
  letter-spacing: -0.012em;
  text-align: left;
  width: 100%;
  color: var(--ink-brand);
  transition: color var(--t-fast);
  cursor: pointer;
  list-style: none;
}

.faq__q::-webkit-details-marker {
  display: none;
}

.faq__q:hover {
  color: var(--navy-700);
}

.faq__icon {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--paper);
  border: 1px solid var(--paper-shadow);
  color: var(--navy-800);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: transform var(--t-med), background var(--t-med), color var(--t-med);
  font-size: 1.2rem;
}

.faq__item[open] .faq__icon {
  transform: rotate(45deg);
  background: var(--navy-800);
  border-color: var(--navy-800);
  color: var(--gold-400);
}

.faq__a {
  padding: 0 0 var(--s-6);
  color: var(--ink-soft);
  font-size: 1.0625rem;
  line-height: 1.55;
  max-width: 740px;
}

.faq__item[open] .faq__a {
  animation: faqIn 320ms var(--ease);
}

@keyframes faqIn {
  from { opacity: 0; transform: translateY(-6px); }
  to { opacity: 1; transform: translateY(0); }
}

.faq__a p {
  margin-bottom: var(--s-3);
}

/* ---------- 16. CTA final ---------- */
.final-cta {
  background:
    radial-gradient(90% 70% at 85% 10%, rgba(201, 162, 39, 0.16) 0%, transparent 55%),
    radial-gradient(70% 80% at 5% 95%, rgba(47, 75, 137, 0.5) 0%, transparent 60%),
    linear-gradient(180deg, var(--navy-900) 0%, var(--navy-950) 100%);
  color: var(--text-inverse);
  padding: var(--s-10) 0;
  position: relative;
  overflow: hidden;
}

.final-cta__inner {
  position: relative;
  z-index: 2;
  text-align: center;
}

.final-cta__title {
  font-family: var(--font-display);
  font-size: clamp(2.5rem, 6vw, 5rem);
  font-weight: 400;
  line-height: 1;
  letter-spacing: -0.025em;
  max-width: 900px;
  margin: 0 auto var(--s-5);
  color: var(--text-inverse);
}

.final-cta__title .italic-accent {
  color: var(--gold-400);
}

.final-cta__lead {
  font-size: 1.15rem;
  max-width: 580px;
  margin: 0 auto var(--s-7);
  color: var(--text-inverse-soft);
}

/* ---------- 17. Footer ---------- */
.footer {
  background: var(--paper-deep);
  padding: var(--s-8) 0 var(--s-5);
  border-top: 1px solid var(--paper-shadow);
}

.footer__grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: var(--s-7);
  margin-bottom: var(--s-7);
}

.footer__brand h3 {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 500;
  margin-bottom: var(--s-3);
  letter-spacing: -0.015em;
}

.footer__tagline {
  font-style: italic;
  color: var(--ink-soft);
  font-family: var(--font-display);
  max-width: 320px;
  margin-bottom: var(--s-5);
}

.footer__contact {
  font-size: 0.95rem;
  color: var(--ink-soft);
  display: grid;
  gap: var(--s-2);
}

.footer__contact a {
  color: var(--ink);
  border-bottom: 1px solid transparent;
  transition: border-color var(--t-fast);
}

.footer__contact a:hover {
  border-bottom-color: var(--gold);
}

.footer__col h4 {
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--ink-brand);
  margin-bottom: var(--s-4);
}

.footer__list {
  list-style: none;
  display: grid;
  gap: var(--s-3);
}

.footer__list a {
  font-size: 0.95rem;
  color: var(--ink-soft);
  transition: color var(--t-fast);
}

.footer__list a:hover {
  color: var(--navy-700);
}

.footer__bottom {
  border-top: 1px solid var(--paper-shadow);
  padding-top: var(--s-5);
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--s-4);
  font-size: 0.85rem;
  color: var(--ink-soft);
}

.footer__legal {
  display: flex;
  gap: var(--s-5);
  flex-wrap: wrap;
}

.footer__legal a {
  color: var(--ink-soft);
  border-bottom: 1px solid transparent;
  transition: border-color var(--t-fast);
}

.footer__legal a:hover {
  border-bottom-color: var(--ink);
}

.footer__bottom--center {
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--s-4);
}

.footer__social {
  display: flex;
  gap: var(--s-4);
  justify-content: center;
}

.footer__social a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid var(--paper-shadow);
  color: var(--ink-soft);
  transition: color var(--t-fast), border-color var(--t-fast), transform var(--t-fast);
}

.footer__social a:hover {
  color: var(--gold-deep);
  border-color: var(--gold-deep);
  transform: translateY(-2px);
}

.footer__social svg {
  width: 20px;
  height: 20px;
}

.footer__contact {
  display: flex;
  gap: var(--s-3);
  flex-wrap: wrap;
  justify-content: center;
}

.footer__contact a {
  color: var(--ink-soft);
  border-bottom: 1px solid transparent;
  transition: border-color var(--t-fast);
}

.footer__contact a:hover {
  border-bottom-color: var(--ink);
}

@media (max-width: 900px) {
  .footer__grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 600px) {
  .footer__grid {
    grid-template-columns: 1fr;
  }
}

/* ---------- 18. WhatsApp flotante ---------- */
.wa-float {
  position: fixed;
  bottom: var(--s-5);
  right: var(--s-5);
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: #1FAF54;
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 24px rgba(31, 175, 84, 0.45);
  z-index: 100;
  transition: transform 300ms var(--ease-spring);
}

.wa-float:hover {
  transform: scale(1.08);
}

.wa-float:active {
  transform: scale(0.96);
}

.wa-float svg {
  width: 30px;
  height: 30px;
}

.wa-float__label {
  position: absolute;
  right: 72px;
  background: var(--navy-900);
  color: var(--text-inverse);
  padding: var(--s-3) var(--s-4);
  border-radius: var(--radius);
  font-size: 0.85rem;
  white-space: nowrap;
  opacity: 0;
  transform: translateX(10px);
  transition: opacity var(--t-med), transform var(--t-med);
  pointer-events: none;
  box-shadow: var(--shadow-md);
}

.wa-float:hover .wa-float__label,
.wa-float:focus-visible .wa-float__label {
  opacity: 1;
  transform: translateX(0);
}

.wa-float__label::after {
  content: '';
  position: absolute;
  right: -6px;
  top: 50%;
  transform: translateY(-50%);
  border: 6px solid transparent;
  border-left-color: var(--navy-900);
}

/* ---------- 19. Formulario cotización ---------- */
.quote {
  background: var(--card-bg);
  padding: var(--s-7);
  border-radius: var(--card-radius);
  border: 1px solid var(--card-border);
  box-shadow: var(--shadow-md);
  max-width: 720px;
  margin: 0 auto;
}

.quote__steps {
  display: flex;
  gap: var(--s-3);
  margin-bottom: var(--s-7);
  padding-bottom: var(--s-5);
  border-bottom: 1px solid var(--paper-shadow);
  counter-reset: step;
}

.quote__step {
  flex: 1;
  text-align: center;
  font-size: 0.85rem;
  color: var(--stone);
  position: relative;
  padding-top: var(--s-7);
}

.quote__step::before {
  content: counter(step);
  counter-increment: step;
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--paper);
  border: 1.5px solid var(--stone-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-weight: 500;
  color: var(--stone);
  transition: background var(--t-med), border-color var(--t-med), color var(--t-med), box-shadow var(--t-med);
}

.quote__step.active {
  color: var(--ink);
  font-weight: 600;
}

.quote__step.active::before {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--navy-950);
  box-shadow: var(--shadow-glow-gold);
}

.quote__step.done::before {
  content: '✓';
  background: var(--green-700);
  color: var(--cream-50);
  border-color: var(--green-700);
}

.quote__panel {
  display: none;
}

.quote__panel.active {
  display: block;
  animation: panelIn 0.3s var(--ease);
}

@keyframes panelIn {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}

.quote__h {
  font-family: var(--font-display);
  font-size: 1.6rem;
  font-weight: 500;
  letter-spacing: -0.02em;
  margin-bottom: var(--s-2);
  color: var(--ink-brand);
}

.quote__sub {
  color: var(--ink-soft);
  margin-bottom: var(--s-6);
}

.quote__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--s-3);
  margin-bottom: var(--s-6);
}

@media (max-width: 600px) {
  .quote__grid {
    grid-template-columns: 1fr;
  }
}

.quote__option {
  min-height: 56px;
  padding: var(--s-4);
  border: 1.5px solid var(--paper-shadow);
  border-radius: var(--radius);
  background: var(--paper);
  display: flex;
  align-items: center;
  gap: var(--s-3);
  font-size: 0.95rem;
  font-weight: 500;
  cursor: pointer;
  text-align: left;
  width: 100%;
  transition: border-color var(--t-fast), background var(--t-fast), box-shadow var(--t-fast), transform var(--t-fast);
}

.quote__option:hover {
  border-color: var(--navy-700);
  box-shadow: var(--shadow-xs);
  transform: translateY(-1px);
}

.quote__option.selected {
  border-color: var(--gold);
  background: linear-gradient(180deg, rgba(201, 162, 39, 0.16), rgba(201, 162, 39, 0.08));
  box-shadow: inset 0 0 0 1px var(--gold);
}

.quote__icon {
  width: 36px;
  height: 36px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
}

.quote__actions {
  display: flex;
  justify-content: space-between;
  gap: var(--s-3);
  margin-top: var(--s-5);
}

.field {
  display: block;
  margin-bottom: var(--s-4);
}

.field__label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--ink);
  margin-bottom: var(--s-2);
  letter-spacing: 0.01em;
}

.field__input,
.field__textarea,
.field__select {
  width: 100%;
  min-height: 48px;
  padding: var(--s-3) var(--s-4);
  border: 1.5px solid var(--paper-shadow);
  border-radius: var(--radius);
  background: var(--cream-50);
  font-size: 1rem;
  transition: border-color var(--t-fast), box-shadow var(--t-fast);
  font-family: var(--font-body);
}

.field__input:focus,
.field__textarea:focus,
.field__select:focus {
  outline: 0;
  border-color: var(--navy-700);
  box-shadow: 0 0 0 3px rgba(36, 58, 107, 0.16);
}

.field__textarea {
  resize: vertical;
  min-height: 100px;
}

.field--two {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--s-3);
}

@media (max-width: 600px) {
  .field--two {
    grid-template-columns: 1fr;
  }
}

.quote__success {
  text-align: center;
  padding: var(--s-8) var(--s-5);
}

.quote__success-icon {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: var(--green-700);
  color: var(--cream-50);
  margin: 0 auto var(--s-5);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.5rem;
  box-shadow: var(--shadow-md);
}

/* ---------- 20. Page header (sub páginas) ---------- */
.page-header {
  padding: calc(var(--s-11) + 60px) 0 var(--s-8);
  background: var(--paper);
  position: relative;
}

.page-header__crumb {
  font-size: 0.85rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-soft);
  margin-bottom: var(--s-4);
}

.page-header__crumb a {
  color: var(--ink-soft);
  border-bottom: 1px solid transparent;
}

.page-header__crumb a:hover {
  border-bottom-color: var(--gold);
}

.page-header__title {
  font-family: var(--font-display);
  font-size: var(--t-h1);
  font-weight: 400;
  letter-spacing: -0.025em;
  line-height: 1.02;
  margin-bottom: var(--s-5);
  max-width: 900px;
  color: var(--ink-brand);
}

.page-header__lead {
  font-size: 1.2rem;
  max-width: 640px;
  color: var(--ink-soft);
}

/* ---------- 21. Blog ---------- */
.posts {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--s-6);
}

.post-card {
  background: var(--card-bg);
  border: 1px solid var(--card-border);
  border-radius: var(--card-radius);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  box-shadow: var(--card-shadow);
  transition: transform var(--t-med), box-shadow var(--t-med), border-color var(--t-med);
}

.post-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--card-shadow-hover);
  border-color: rgba(201, 162, 39, 0.35);
}

.post-card__cover {
  aspect-ratio: 16 / 9;
  background:
    radial-gradient(130% 120% at 100% 0%, rgba(201, 162, 39, 0.22) 0%, transparent 55%),
    linear-gradient(160deg, var(--navy-800) 0%, var(--navy-950) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 4.5rem;
  font-style: italic;
  font-weight: 500;
  color: rgba(201, 162, 39, 0.85);
  position: relative;
  overflow: hidden;
}

.post-card__cover::after {
  content: '';
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold-400), transparent);
  z-index: 2;
}

.post-card__cover img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--t-slow);
}

.post-card:hover .post-card__cover img {
  transform: scale(1.04);
}

.post-card__cover::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, transparent 0%, rgba(26, 42, 78, 0.10) 100%);
  z-index: 1;
  pointer-events: none;
}

.post-card__body {
  padding: var(--s-5);
  display: flex;
  flex-direction: column;
  flex: 1;
}

.post-card__cat {
  font-size: var(--t-tiny);
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-deep);
  margin-bottom: var(--s-3);
  text-align: center;
}

.post-card__title {
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 500;
  line-height: 1.15;
  letter-spacing: -0.012em;
  margin-bottom: var(--s-3);
  flex: 1;
  color: var(--ink-brand);
  text-align: center;
  text-wrap: balance;
}

.post-card__excerpt {
  font-size: 0.95rem;
  color: var(--ink-soft);
  line-height: 1.5;
  margin-bottom: var(--s-4);
}

.post-card__read {
  font-size: 0.85rem;
  color: var(--ink-soft);
  display: flex;
  align-items: center;
  gap: var(--s-2);
}

@media (max-width: 900px) {
  .posts {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 600px) {
  .posts {
    grid-template-columns: 1fr;
  }
}

/* ---------- 22. Article ---------- */
.article {
  max-width: 760px;
  margin: 0 auto;
  font-size: 1.1rem;
  line-height: 1.7;
}

.article h2 {
  margin-top: var(--s-7);
  margin-bottom: var(--s-4);
}

.article h3 {
  margin-top: var(--s-6);
  margin-bottom: var(--s-3);
}

.article p {
  margin-bottom: var(--s-4);
}

.article ul,
.article ol {
  margin-bottom: var(--s-4);
  padding-left: var(--s-5);
}

.article li {
  margin-bottom: var(--s-2);
}

.article blockquote {
  font-family: var(--font-display);
  font-style: italic;
  font-size: 1.4rem;
  line-height: 1.4;
  padding-left: var(--s-5);
  border-left: 3px solid var(--gold);
  margin: var(--s-6) 0;
  color: var(--ink-soft);
}

.article strong {
  font-weight: 700;
  color: var(--ink);
}

/* ---------- 23. Reveal on scroll (+ stagger) ---------- */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s var(--ease), transform 0.7s var(--ease);
}

.reveal.in {
  opacity: 1;
  transform: translateY(0);
}

/* Entrada escalonada para hijos de grillas reveladas */
.services.reveal > *,
.pillars.reveal > *,
.cases.reveal > *,
.process.reveal > *,
.posts.reveal > * {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.6s var(--ease), transform 0.6s var(--ease);
}

.services.reveal.in > *,
.pillars.reveal.in > *,
.cases.reveal.in > *,
.process.reveal.in > *,
.posts.reveal.in > * {
  opacity: 1;
  transform: translateY(0);
}

.reveal.in > *:nth-child(1) { transition-delay: 0ms; }
.reveal.in > *:nth-child(2) { transition-delay: 50ms; }
.reveal.in > *:nth-child(3) { transition-delay: 100ms; }
.reveal.in > *:nth-child(4) { transition-delay: 150ms; }
.reveal.in > *:nth-child(5) { transition-delay: 200ms; }
.reveal.in > *:nth-child(6) { transition-delay: 250ms; }
.reveal.in > *:nth-child(7) { transition-delay: 300ms; }
.reveal.in > *:nth-child(8) { transition-delay: 350ms; }
.reveal.in > *:nth-child(9) { transition-delay: 400ms; }
.reveal.in > *:nth-child(10) { transition-delay: 450ms; }
.reveal.in > *:nth-child(11) { transition-delay: 500ms; }
.reveal.in > *:nth-child(12) { transition-delay: 550ms; }

/* ---------- 24. Mobile ---------- */
@media (max-width: 900px) {
  .hero__grid {
    grid-template-columns: 1fr;
    gap: var(--s-7);
  }

  .nav {
    display: none;
  }

  .nav.open {
    display: flex;
    position: fixed;
    top: 76px;
    left: 0;
    right: 0;
    bottom: 0;
    flex-direction: column;
    background: rgba(245, 242, 236, 0.96);
    backdrop-filter: blur(24px);
    -webkit-backdrop-filter: blur(24px);
    padding: var(--s-7) var(--s-5);
    align-items: flex-start;
    gap: var(--s-5);
    border-top: 1px solid var(--paper-shadow);
    z-index: 49;
  }

  .nav.open .nav__link {
    font-size: 1.2rem;
    min-height: 44px;
    display: flex;
    align-items: center;
  }

  .nav__cta {
    margin-left: 0;
  }

  .menu-toggle {
    display: flex;
  }

  .hero {
    padding-top: calc(var(--s-9) + 60px);
  }

  .section {
    padding: var(--s-9) 0;
  }
}

@media (max-width: 600px) {
  .container {
    padding: 0 var(--s-4);
  }

  .hero__panel {
    padding: var(--s-5);
  }

  .trust__inner {
    gap: var(--s-3);
  }

  .trust__sep {
    display: none;
  }
}

/* ---------- 25. Marquee aseguradoras ---------- */
.marquee-section {
  padding: var(--s-7) 0;
  background: linear-gradient(180deg, var(--navy-950) 0%, var(--navy-900) 100%);
  color: var(--text-inverse);
  overflow: hidden;
  position: relative;
  z-index: 2;
}

.marquee-eyebrow {
  font-size: var(--t-tiny);
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold-400);
  text-align: center;
  margin-bottom: var(--s-5);
}

.marquee {
  width: 100%;
  overflow: hidden;
  mask-image: linear-gradient(to right, transparent, black 8%, black 92%, transparent);
  -webkit-mask-image: linear-gradient(to right, transparent, black 8%, black 92%, transparent);
}

.marquee__track {
  display: inline-flex;
  align-items: center;
  gap: var(--s-7);
  white-space: nowrap;
  animation: marquee 38s linear infinite;
}

.marquee:hover .marquee__track {
  animation-play-state: paused;
}

.marquee__item {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 3vw, 2.6rem);
  font-weight: 400;
  letter-spacing: -0.02em;
  color: var(--text-inverse);
  opacity: 0.85;
  transition: opacity var(--t-fast), color var(--t-fast);
}

.marquee__item:hover {
  opacity: 1;
  color: var(--gold-400);
  font-style: italic;
}

.marquee__dot {
  color: var(--gold-500);
  font-size: 0.7rem;
  opacity: 0.7;
}

@keyframes marquee {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

/* ---------- 26. Page intro mosaic (Quiénes somos) ---------- */
.intro-mosaic {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: var(--s-8);
  align-items: start;
}

.intro-mosaic__lead {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 2.4vw, 2.25rem);
  line-height: 1.2;
  letter-spacing: -0.018em;
  font-weight: 400;
  color: var(--ink-brand);
}

.intro-mosaic__lead em {
  color: var(--gold-deep);
  font-style: italic;
  font-weight: 380;
}

.intro-mosaic__body {
  font-size: 1.05rem;
  color: var(--ink-soft);
  line-height: 1.7;
}

.intro-mosaic__body p {
  margin-bottom: var(--s-4);
  max-width: 56ch;
}

@media (max-width: 900px) {
  .intro-mosaic {
    grid-template-columns: 1fr;
    gap: var(--s-6);
  }
}

/* ---------- 27. Valores grid ---------- */
.values {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--s-5);
}

.value {
  padding: var(--s-5) 0;
  border-top: 2px solid var(--navy-800);
  transition: border-color var(--t-med);
}

.value:hover {
  border-top-color: var(--gold-500);
}

.value__num {
  font-family: var(--font-display);
  font-style: italic;
  font-size: 0.95rem;
  color: var(--gold-deep);
  margin-bottom: var(--s-3);
  letter-spacing: 0.05em;
}

.value__title {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 500;
  letter-spacing: -0.012em;
  margin-bottom: var(--s-2);
  color: var(--ink-brand);
}

.value__desc {
  font-size: 0.92rem;
  color: var(--ink-soft);
  line-height: 1.5;
}

@media (max-width: 900px) {
  .values {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 500px) {
  .values {
    grid-template-columns: 1fr;
  }
}

/* ---------- 28. Big numbers ---------- */
.bignums {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--s-5);
}

.bignum {
  padding: var(--s-6) 0;
  border-top: 2px solid var(--gold);
}

.bignum__num {
  font-family: var(--font-display);
  font-size: clamp(3.5rem, 8vw, 6rem);
  font-weight: 400;
  line-height: 0.9;
  letter-spacing: -0.03em;
  margin-bottom: var(--s-3);
  color: var(--ink-brand);
  font-variant-numeric: tabular-nums;
}

.bignum__label {
  font-size: 1rem;
  color: var(--ink-soft);
  max-width: 28ch;
}

@media (max-width: 700px) {
  .bignums {
    grid-template-columns: 1fr;
  }
}

/* ---------- 29. Contact split ---------- */
.contact-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--s-8);
  align-items: start;
}

.contact-info {
  display: grid;
  gap: var(--s-5);
}

.contact-info__block h4 {
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 500;
  letter-spacing: -0.012em;
  margin-bottom: var(--s-2);
  color: var(--ink-brand);
}

.contact-info__block p,
.contact-info__block a {
  font-size: 1.0625rem;
  color: var(--ink-soft);
  display: block;
}

.contact-info__block a {
  border-bottom: 1px solid var(--gold);
  display: inline-block;
  padding-bottom: 1px;
  color: var(--ink);
  transition: color var(--t-fast), border-color var(--t-fast);
}

.contact-info__block a:hover {
  color: var(--navy-700);
  border-bottom-color: var(--navy-700);
}

@media (max-width: 900px) {
  .contact-split {
    grid-template-columns: 1fr;
  }
}

/* ---------- 30. Article hero / cover ---------- */
.article-cover {
  background: var(--paper-deep);
  padding: calc(var(--s-11) + 60px) 0 var(--s-8);
  border-bottom: 1px solid var(--paper-shadow);
}

.article-cover__cat {
  font-size: var(--t-tiny);
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-deep);
  margin-bottom: var(--s-4);
}

.article-cover__title {
  font-family: var(--font-display);
  font-weight: 400;
  font-size: clamp(2rem, 5vw, 3.75rem);
  line-height: 1.04;
  letter-spacing: -0.02em;
  margin-bottom: var(--s-5);
  max-width: 880px;
  color: var(--ink-brand);
}

.article-cover__meta {
  display: flex;
  gap: var(--s-5);
  flex-wrap: wrap;
  color: var(--ink-soft);
  font-size: 0.9rem;
}

/* ---------- 31. Coverage detail (expansión de servicios) ---------- */
.coverage-detail {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--s-5);
}

.coverage-card {
  padding: var(--s-6);
  background: var(--card-bg);
  border: 1px solid var(--card-border);
  border-radius: var(--card-radius);
  box-shadow: var(--card-shadow);
  display: flex;
  flex-direction: column;
  gap: var(--s-3);
  transition: transform var(--t-med), box-shadow var(--t-med), border-color var(--t-med);
}

.coverage-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--card-shadow-hover);
  border-color: rgba(201, 162, 39, 0.35);
}

.coverage-card__tag {
  font-family: var(--font-display);
  font-style: italic;
  font-size: 0.95rem;
  color: var(--gold-deep);
  letter-spacing: 0.04em;
}

.coverage-card__title {
  font-family: var(--font-display);
  font-size: 1.45rem;
  font-weight: 500;
  letter-spacing: -0.015em;
  line-height: 1.1;
  color: var(--ink-brand);
}

.coverage-card__desc {
  font-size: 0.98rem;
  line-height: 1.55;
  color: var(--ink-soft);
}

.coverage-card__example {
  font-size: 0.92rem;
  color: var(--ink-soft);
  padding-top: var(--s-3);
  border-top: 1px solid var(--paper-shadow);
  font-style: italic;
  font-family: var(--font-display);
}

@media (max-width: 768px) {
  .coverage-detail {
    grid-template-columns: 1fr;
  }
}

/* Two-column include/exclude split */
.include-exclude {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--s-6);
}

.ie-col {
  padding: var(--s-6);
  border-radius: var(--card-radius);
  background: var(--card-bg);
  box-shadow: var(--card-shadow);
}

.ie-col--in {
  border: 1.5px solid rgba(47, 94, 64, 0.45);
}

.ie-col--out {
  border: 1.5px solid rgba(140, 47, 47, 0.40);
}

.ie-col h3 {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 500;
  margin-bottom: var(--s-4);
  letter-spacing: -0.012em;
}

.ie-col--in h3 { color: var(--green-700); }
.ie-col--out h3 { color: var(--red-700); }

.ie-col ul {
  list-style: none;
  display: grid;
  gap: var(--s-3);
}

.ie-col li {
  font-size: 0.98rem;
  line-height: 1.45;
  padding-left: var(--s-5);
  position: relative;
}

.ie-col--in li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--green-700);
  font-weight: 700;
}

.ie-col--out li::before {
  content: '✗';
  position: absolute;
  left: 0;
  color: var(--red-700);
  font-weight: 700;
}

@media (max-width: 768px) {
  .include-exclude {
    grid-template-columns: 1fr;
  }
}

/* Glosario */
.glossary {
  display: grid;
  grid-template-columns: 200px 1fr;
  gap: var(--s-3) var(--s-6);
  align-items: start;
}

.glossary dt {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: 1.05rem;
  color: var(--ink-brand);
  padding-top: var(--s-3);
  border-top: 1px solid var(--paper-shadow);
}

.glossary dd {
  font-size: 0.97rem;
  line-height: 1.55;
  color: var(--ink-soft);
  padding-top: var(--s-3);
  border-top: 1px solid var(--paper-shadow);
}

@media (max-width: 768px) {
  .glossary {
    grid-template-columns: 1fr;
    gap: var(--s-2) 0;
  }
  .glossary dd {
    padding-top: 0;
    border-top: 0;
    padding-bottom: var(--s-4);
    border-bottom: 1px solid var(--paper-shadow);
  }
}

/* Case study cards (mini) */
.minicase {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--s-5);
}

.minicase__item {
  padding: var(--s-6);
  background:
    radial-gradient(120% 90% at 100% 0%, rgba(201, 162, 39, 0.14) 0%, transparent 55%),
    linear-gradient(165deg, var(--navy-800) 0%, var(--navy-950) 100%);
  color: var(--text-inverse);
  border-radius: var(--card-radius);
  border: 1px solid var(--glass-border-dark);
  box-shadow: var(--shadow-md), var(--glass-highlight);
  position: relative;
  overflow: hidden;
  transition: transform var(--t-med), box-shadow var(--t-med);
}

.minicase__item:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg), var(--glass-highlight);
}

.minicase__tag {
  font-size: var(--t-tiny);
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold-400);
  margin-bottom: var(--s-4);
}

.minicase__title {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 500;
  letter-spacing: -0.015em;
  margin-bottom: var(--s-3);
  color: var(--text-inverse);
}

.minicase__body {
  font-size: 0.95rem;
  line-height: 1.55;
  color: var(--text-inverse-soft);
  margin-bottom: var(--s-4);
}

.minicase__outcome {
  font-family: var(--font-display);
  font-style: italic;
  font-size: 1.1rem;
  color: var(--gold-400);
  padding-top: var(--s-4);
  border-top: 1px solid var(--border-inverse);
}

@media (max-width: 768px) {
  .minicase {
    grid-template-columns: 1fr;
  }
}

/* Sticky CTA cuando hay mucho contenido */
.sticky-cta {
  position: sticky;
  bottom: var(--s-5);
  background: var(--navy-900);
  color: var(--text-inverse);
  padding: var(--s-4) var(--s-6);
  border-radius: var(--radius-pill);
  display: inline-flex;
  align-items: center;
  gap: var(--s-3);
  margin: var(--s-6) auto 0;
  font-weight: 600;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--glass-border-dark);
}

/* ---------- 32. Page banner ---------- */
.page-banner {
  width: 100%;
  margin-top: 100px;
  background: var(--paper-deep);
  position: relative;
  z-index: 2;
}

.page-banner img {
  width: 100%;
  height: auto;
  max-height: 560px;
  object-fit: cover;
  display: block;
}

.page-banner + .page-header,
.page-banner + .article-cover {
  padding-top: var(--s-7);
}

@media (max-width: 600px) {
  .page-banner {
    margin-top: 86px;
  }
  .page-banner img {
    max-height: 320px;
  }
}

/* ---------- 33. Feature image block ---------- */
.feature-image-block {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 var(--s-5);
  position: relative;
  z-index: 2;
}

.feature-image-block__inner {
  border-radius: var(--card-radius);
  overflow: hidden;
  background: var(--paper-deep);
  position: relative;
  box-shadow: var(--shadow-md);
}

.feature-image-block__inner img {
  width: 100%;
  height: auto;
  display: block;
}

.feature-image-block + .section,
.section + .feature-image-block {
  margin-top: var(--s-7);
}

@media (max-width: 600px) {
  .feature-image-block {
    padding: 0 var(--s-4);
  }
}

/* ---------- 34. Accesibilidad (WCAG 2.2) ---------- */
:focus-visible {
  outline: 3px solid var(--focus-ring);
  outline-offset: 2px;
  border-radius: 4px;
}

.btn:focus-visible {
  outline-offset: 3px;
}

/* Saltar al contenido (si se agrega el link) */
.skip-link {
  position: absolute;
  top: -48px;
  left: var(--s-4);
  z-index: 200;
  background: var(--navy-900);
  color: var(--text-inverse);
  padding: var(--s-3) var(--s-5);
  border-radius: 0 0 var(--radius) var(--radius);
  font-weight: 600;
  transition: top var(--t-fast);
}

.skip-link:focus {
  top: 0;
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }

  .hero__title .word {
    opacity: 1;
    transform: none;
    filter: none;
  }

  .hero__panel {
    transform: none;
  }

  .reveal,
  .reveal > * {
    opacity: 1 !important;
    transform: none !important;
  }
}